Budgeting Couple

Boom! Here’s How To Save Money: Hacks #1-4

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Save Money Theory

Spend less than you earn. Keep your income over your expenses every month, and your savings must grow.  You can do this!

Decrease Your Expenses

Truebill:

Truebill lowers your cable bill, cell phone bill, and every other unnecessary bill that qualifies. What’s your job? Download the free app, spend less on bills, and save more money.

Lower next month’s bills with Truebill. 

Arcadia Power:

Arcadia Power makes switching to renewable energy very simple. They will connect your home to a local wind or solar farms, and just like that, your home runs on clean, sustainable energy.

What do you need to do? Take two minutes to sign up, and you’re done. Arcadia does everything else. If you’ve been looking for a simple way to reduce your carbon footprint, you’ve found it. Spend less on power and feel good knowing you’re using clean energy.

Switch to Arcadia Power.

Debt Consolidation:

Interest is the fee you pay for borrowing money. In reality, interest is your lender’s paycheck. If you borrow $100, you’ll pay back $110. That additional $10 is your interest fee. That $10 is your lender’s paycheck. Naturally, you want to spend as little in interest as possible.

A debt consolidator will buy your debts and charge you less in interest. I.e. You’ll spend less on debt. Your monthly payments will go down, and you’ll get out of debt just as fast. To find a consolidator with the lowest interest rate possible, use this Personalized Loan Calculator below. You’ll be on your way to spending less on debt saving more money every month.

Increase Your Income

Ibotta:

Get free cash back for shopping at the grocery store. Simply snap a pic of your receipt, and free money will be deposited into your Ibotta account. Redeem that money for PayPal cash, and Boom! You’ve got more money in the bank because you went grocery shopping. Collect a $20 Ibotta welcome bonus from this article. That means they’ll give you $20 just for trying out the app. 

Download the free Ibotta App here (and grab your $20 bonus)

Rakuten:

If you shop online, then you’re missing out on free money. Rakuten not only accumulates cash back on most of your online purchases, it also applies coupon codes to your orders. With Rakuten, you will spend as little money possible every time you shop online.

What’s more, Rakuten works automatically. Simply download the free Rakuten browser extension (if you already have a free Rakuten Account) and you’re done. You’ll earn cash back *automatically* every time you shop online, and Rakuten will send you a check every 3 months with all the cash back you’ve earned.

Collect this $10 Rakuten welcome bonus when you sign up for a free account here. 

Dosh:

Do you use a debit or credit card? Then you’re missing out on free money. Connect your card to Dosh to earn automatic cash back at places like these:

Collect a $1 Dosh welcome bonus from this article. 

High APY Bank:

Your bank needs to offer a high APY (Annual Percentage Yield). We recommend CIT Bank Savings Builder Account. Their APY is 10X the national average of 0.08% which makes them the top bank for earning free money and building your savings faster than ever. Check out the live banner below for CIT Banks current Savings Builder APY Rates:

Savings Builder

Check out CIT – see how their rates will increase your savings.