Living paycheck to paycheck is a reality for most Americans. However, you don’t have to settle for this.
The seemingly small money choices you make daily add up. Making minor cuts in certain areas will save you a good deal of money overall — we’re talking in the thousands of dollars range.
Most Americans subscribe to different streaming platforms, but many are also overpaying their TV, internet, and cell phone service providers. What many people don’t realize is that you can negotiate your way to lower bills.
– Learn to DIY – Create a maintenance schedule – Share tools – Know when to pay someone else
Lower your electricity bill and make a habit of turning off the lights when you leave a room. If your family members struggle with this, invest in light timers or smart light systems.
Accidents happen, which is why it is important to have home and auto insurance. Unfortunately, protecting yourself, your home, and your vehicle isn’t cheap. Most Americans spend thousands each year on insurance.