Let’s be honest: being frugal isn’t exactly easy for those of us used to buying what we want when we want it.
There are a variety of apps that reward you with cash back or free gift cards for shopping in stores and online.
Look for things to do in your free time that don’t cost you anything, you’ll be amazed at how much is out there. Use your boredom wisely.
There is no shame in it. If you have extra time and the skills, you can turn your time into money.
This means knowing how much money you are bringing in and understanding how the money is going out–and making sure you don’t spend more than you bring in.