The unexpected emergencies might have hampered your ability to pay your credit card payments. For times like these, you might consider credit card debt refinancing.
Credit card companies offer what is known as a balance transfer credit card. They offer a 0% APR for a period of time, usually between 12 to 18 months.
If you are struggling to make payments on your credit cards, using a balance transfer credit card to decrease your interest payments is extremely helpful.
Is it Smart to Pay Off One Credit Card With Another?