How To Pay Off Credit Card Debt Step-By-Step

For many, debt is a cause of a lot of stress, sleepless nights, and friction in relationships. Has debt caused any unease or anxiety in your life?

If you allow your debt to manage you instead of you managing your debt, you will waste a lot of money and time. It doesn’t have to be that way.

The unexpected emergencies might have hampered your ability to pay your credit card payments. For times like these, you might consider credit card debt refinancing.

Credit Card Debt Refinancing

With credit card debt refinancing, all of your existing credit card debt is transferred to one credit card.

What is Credit Card Debt Refinancing?

Credit card companies offer what is known as a balance transfer credit card. They offer a 0% APR for a period of time, usually between 12 to 18 months.

What is a Balance Transfer Credit Card?

If you are struggling to make payments on your credit cards, using a balance transfer credit card to decrease your interest payments is extremely helpful.

Is it Smart to Pay Off One Credit Card With Another?

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