What’s the difference between someone who struggles to repay debt and someone who straight up destroys debt? Habits.
Debt destroyers have mastered one important, overarching habit: They find ways to make things easier.
Here’s how to apply this super habit to your major money woes and ditch debt in the process.
Being intentional about saving money means building regular savings into your budget and making sure it happens consistently.
Debt destroyers find the smartest (aka easiest) ways to save. Then they take that savings and use it to pay down their debt fast!
No matter what you want to improve in your life, the key is to simplify the process. When you master the habit of making things easier and more efficient, you’re more likely to be successful.
Transfer your current credit card debt to a Balance Transfer Credit Card. They offer lower interest rates, some as low as 0% APY for 12-18 months (depends on your credit score).