You’ve had a financial wake-up call and are ready to start making necessary changes in how you manage your finances.
If you are new to frugal living, you may feel overwhelmed. The good news is that it isn’t as hard as you think. Follow these simple money-saving tips, and you will see your debt decrease and your savings increase.
Frequent cheap purchases add up quickly, and if you aren’t paying attention, can become extremely expensive.
Paying your bills on time is critical because debt costs money! The longer you take to pay off your debt, the more money you are losing due to interest charges.
Statistics suggest 80% of people overpay on their monthly bills. This is why it is important to review your paid services and subscriptions, and then try to negotiate to get your bills lowered.
If your job isn’t paying quite enough to satisfy your budget or pay down your debt, it’s time to consider working a side hustle.