You’re strapped for cash. Your bank statement’s bottom line is barely hovering above zero, and you’re sick and tired of living paycheck to paycheck.
But what’s worse is the torment of making *zero* financial progress! You’ve been stuck in a rut, seeing no money growth for years.
And the visceral frustration from this continues to compound with each day you spend at your job earning money you can’t even afford to spend.
Figure out where your money is going every month. Write down how much you earn on a monthly basis. Then, list your expenses.
Start budgeting. Track your income; track your expenses. Pay attention to how you’re spending your money, and don’t spend more than you earn.
You monitored your money and spent it responsibly. You kept your income over your expenses and let your money grow naturally.