There are few places I could shop every day, but HomeGoods is one of them! As a result of my HomeGoods shopping habit, I have been forced to learn how to shop there the right way – without blowing my budget, wasting money, or missing out on exceptional finds.
Essentially, shopping at HomeGoods is like shopping at an upscale, indoor flea market. Every time you visit, you are guaranteed to find something new. As Joanna Howarth, public relations manager at HomeGoods, explains, “Shoppers love the ‘treasure hunt’ experience they get each time they visit since our high-quality merchandise is ever-changing” [source].
HomeGoods is a budget shopper’s favorite store because you can find quality goods 20%-60% below what other retailers charge – including popular designer brands.
If you love HomeGoods as much as I do, here are 7 HomeGoods hacks that will make your shopping experience even better.
1. Download the HomeGoods App
If only there was a way to know what new stuff is on the shelves at your local HomeGoods … oh, wait, there’s an app for that!
The HomeGoods app is a super helpful tool for HG lovers, and you can download it from the App Store or Google Play. On the app, head to “The Goods” to see the latest arrivals by location. In addition, other HomeGoods shoppers post images of what they have found.
The HomeGoods app allows users to store their gift cards, manage their TJX Rewards credit card, and access and redeem rewards.
Pro Tip: If you see an item at your local HomeGoods you just have to have while browsing the app, you can call the store and ask them to hold it for you.
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2. Keep Up with Your Receipts
It’s easy to leave HomeGoods with items you don’t need, but the deals seem too good to pass up. Fortunately, they have an excellent return policy. If you’re not satisfied with your purchase, return the merchandise accompanied by a register receipt within 30 days of purchase for an exchange or refund in the original form of tender [source].
The key is you must keep up with the receipt. Without one, you will only receive merchandise credit at its current price. Because HomeGoods products get discounted more quickly than traditional retailers, you might receive significantly less than what you paid.
Earn Money with Your HomeGoods receipts
You will want to hold onto those HomeGoods receipts should you need to return anything, but did you know you can convert them into cash? It’s true.
CoinOut is a simple app that rewards you for shopping. Download and install the app, and after you shop at retailers like HomeGoods, snap a pic of your receipt. CoinOut will give you a random reward for every receipt captured by your camera and uploaded.
You can also earn cashback by shopping at online merchants through the CoinOut app or signing up with CoinOut partners. Start your purchase from the CoinOut app by clicking on the merchant logo and you will get CoinOut cash back automatically after completing the purchase.
3. Ask for Discounts at HomeGoods
Don’t make the mistake of thinking that because HomeGoods merchandise is already discounted that it can’t be discounted further. If an item is damaged, you can (and should) ask for a discount. That chaise that you love that has a small tear on the side (that you know you can repair)? They’ll likely give you an additional 10% discount. If not, there is no harm in asking.
Discounts On Your Monthly Bills
Wouldn’t it be cool if you could ask for a “discount” on your monthly bills? Good news! The Trim App can negotiate lower rates for your cable, internet, and phone bills.
When you share basic bill info, the Trim team will get working to secure better rates. It works with many of the major providers like Comcast, Time Warner, Verizon, and plenty more.
What’s great about Trim is that it’s free to try. If Trim cannot lower your bills, you walk away from Trim not having spent a dime. But if Trim does lower your monthly bills, you keep 85% of your savings the first year and 100% of your savings every year after that.
Please note that Trim takes their fee immediately. For example, if Trim saves you $10/month ($120/year), they will request their 15% fee ($18) right away. But you keep 100% of the savings after that.
- Related: 7 Expenses to Cut in 2021
4. Shop Until You Find What You Like
The number of fun items in HomeGoods makes it tempting to ALWAYS buy something, but that’s a mistake. Spending money for the sake of spending money is not a smart money strategy. Buy items that make your life more organized and efficient. Do not buy clutter. If they don’t have what you need at your nearest store, head to another.
Or you could always go back another day. HomeGoods continuously gets new shipments several times a week, so it’s wise to make friends with the manager or store employees to find out which days of the week your stores get shipments.
Pro Tip: When it comes to shopping at HomeGoods, those in the know suggest avoiding weekends when it is super busy and Mondays when they are recovering from the weekend. It is also wise to shop around lunchtime rather than mornings, so employees have enough time to put out new stock.
Save When You Shop Online
HomeGoods will save you beaucoup bucks when you shop in its brick-and-mortar stores, and Capital One Shopping will save you some serious scratch when you shop online.
Never waste time again searching the internet for coupon codes that don’t work. Instead, download the free Capital One Shopping browser extension that will automatically find and apply legit coupon codes. It will also alert you to Capital One Credits opportunities that can be redeemed for free gift cards to your favorite stores. Plus, when you shop Amazon, Capital One Shopping will compare prices against the biggest retailers on the internet so you can see if you are getting a deal.
5. Get a TJX Rewards Credit Card
If you are a frequent HomeGoods shopper, it is wise to get a TJX Rewards Credit Card. When you open a TJX Rewards Credit Card, you get 10% off your first in-store purchase.
Plus, you earn 5% back in rewards every time you shop at HomeGoods’ family of stores (TJ Maxx, Marshalls, and Sierra Trading Post). Once you reach 1,000 points, you will be issued a certificate worth $10 of in-store credit – breaking down to a 5% discount.
It’s important to note that you should only get a TJX Rewards Credit Card if you know how to use credit cards wisely. For instance, if you are not a frequent shopper at this family of stores and will not benefit from the rewards program, this is not the right credit card for you. If getting this credit card encourages you to spend more at HomeGoods than you can pay off each month, it isn’t a wise money move.
Before you sign up for a credit card, consider enrolling in the Mindful Money Workshop. This 5-part video workshop will help you learn how to spend money the right way.
6. Sign Up for the HomeGoods News
Don’t want to miss out on anything happening at HomeGoods? Sign up for their email newsletter! They will send out announcements for new arrivals, deep discounts, and more.
You can also utilize the HomeGoods Virtual Store Tour for a 360° view of the store. It also allows you to tour different sections, such as Dining, Gardening, and Accent Furniture.
- Related: 7 Bad Money Habits to Break in 2021
7. Follow HomeGoods and Influencers on Social Media
The best way to stay on top of the latest trends and find some design inspiration is to follow HomeGoods and fellow HomeGoods lovers on social media. As new products make their way into HomeGoods stores, the official HomeGoods account, as well as social media influencers like @homegoodsobsessed, posts pictures. Plus, the official HomeGoods Instagram will have you in full décor-dreaming mode.
Save more money! Read these next…
- The Top 9 Essential Dave Ramsey Tips for 2021
- Try These 11 Ways to Save Money on a Low Income
- 7 Ways to Make Your Home Look Expensive on a Budget
Save at your favorite stores:
- Learn These 7 Hacks Before You Shop at Trader Joe’s
- These are the 9 Target Hacks You Wished You Knew Sooner
- Here are 6 Ways to Save Even More at Walmart
- 10 Things to Always Buy At Dollar Tree (+ what to avoid)
- Whole Foods Whole Paycheck? Not anymore. Check out these savings hacks!
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*Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provided*
Michelle Salater is a freelance finance writer with a passion for personal finance education. When she’s not in front of her computer, she’s reading biographies and exploring remote areas of the world. She also freelances for Wooster Media Group LLC.