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The way you do one thing is how you do everything. If you procrastinate at work, you procrastinate when it comes to cleaning at home. On the flip side, if you are productive in one area of your life, you will be more productive in all areas of your life. 

If you’ve ever wondered how productive people get so much more accomplished, that’s their secret. The habit of highly productive people is to be highly productive at everything they do.

Don’t mistake being productive as an innate quality or character trait. It’s not. Productivity comes from developing habits that are based on having a productive mindset. Once you set your mind to be more productive in all areas of your life, then you will strive to develop habits that achieve results.

Here are some examples of productive habits you can start to develop today: 

1. Be More Productive with Money

Every dollar you earn is an opportunity to improve your life, so don’t waste it. Instead, use a budget to see where you spend money. If you notice you are not spending money wisely, then make your budget more productive. A budget also helps you resist the temptation to spend more money than you earn. Budgeting is a great way to be more productive with money because every dollar you earn should be allocated for things that will make your life better – including your retirement. 

Budget Productively with Empower

If you are new to budgeting, there is no better app than Empower. Empower makes it extremely easy to create a budget and track your spending. Plus, they’ll even send you notifications when you come close to overspending in budget areas – a surefire way to prevent money mistakes. Then, at the end of the month, Empower will send a “financial report card” with real insights on spending more wisely in the future.

Download Empower to start spending wisely.

“Help me stop being poor!”

Here are the facts. The *only* way to save money is to spend less than you earn. There’s no way around it.

So what does this mean for you? It means you need to either decrease your expenses or increase your income.

We want to help you do both. Join our 6-day Savings-Account Accelerator Workshop. We’ll send you expense-lowering tools and techniques (and even a few tips on how to boost your income). These frugal-living hacks will help you accomplish the cardinal rule of personal finance: keep your income over your expenses.

When you can spend less than you earn, your money will grow. You will build your savings, pay down debt, and save for retirement.

Join our free 6-day Savings-Account Accelerator Workshop, and start growing your wealth today.

2. Stop Going into Debt

You will never be productive if you continue to take on more debt. Get out of debt and staying out of debt. Fortunately, this is a habit you don’t have to master on your own. 

Get credit counseling from A certified credit counselor will review your financial situation, run a credit check, look over your options for getting out of debt, and then make a recommendation for your particular debt situation. Not only is credit counseling a legitimate way to pull yourself out of debt, but it is also an excellent way to learn better financial habits. 

Head over to and see if you can get your debt interest rates lowered.

3. Keep Your Home Clean

Nothing screams unproductive like a dirty and cluttered home. Plus, a clean home leaves you with more time to get stuff done. Think of it this way: If you keep your house clean and decluttered, your mind will stay clean and decluttered. A clear mind is essential to being more productive in other areas of your life.

4. Be Productive in the Kitchen

Believe it or not, a change in your kitchen habits can make you more productive. It’s as simple as eating healthy, cutting out sugar, and limiting your caffeine intake. The easiest way to make this change is to start cooking for yourself at home rather than regularly eating out. Look up recipes on Google (specifically those that show up at the top of the search results because they are the best) and get cooking.

Get Cash Back When You Shop for Groceries with Ibotta

If you want to change your eating habits, make sure you download the Ibotta app. As you shop for healthier foods and recipe ingredients, you can be earning cashback. Simply take a photo of your receipt using Ibotta and get your free cash. Yes, it’s that easy. By choosing to be productive in one area of your life, it trickles into other areas.

Download the free Ibotta app (+ grab a $20 welcome bonus)

Win Cash Prizes for Weight Loss with HealthyWage

Here’s another example of productivity trickling into other areas: As you are more productive in the kitchen and start eating healthier, you’ll start losing weight. With HealthyWage, you get rewarded for losing weight with real cash through successful weight loss challenges. The added competition element of HealthyWage will motivate you to be more productive in your weight loss goals. 

Make a Personal Weight Loss Challenge on HealthyWage and win money.

5. Correct Your Posture

Good posture matters – especially when it comes to productivity. According to the American Posture Institute, “As observed through multiple studies, posture can have an overwhelming effect on our energy levels, hormone release, and overall productivity.” [source]

Invest in a Posture Trainer and Corrector to help you be more productive.

6. Don’t Be in a Hurry

As the productivity gurus at Day Designer say, “Busyness doesn’t always equal productivity.” When you see someone always rushing around, it doesn’t give off super productive vibes. Instead, it appears the person is scattered and unorganized. 

Highly productive people always eliminate unnecessary anxiety. One way to get rid of stress that stems from rushing around is to pay better attention to your time. Make an effort to go to bed earlier so you get enough sleep. Set the alarm to wake you up with enough time to get ready without rushing. Give yourself plenty of time to get where you need to go, which means giving yourself extra time instead of the exact driving time calculated by GPS. 

Pro Tip: Stop hitting snooze and waking up late. Read a book to help you fall asleep, and look at your phone to help you wake up.

7. Get Better at Something 

Pick a goal, and then try to find the most efficient way (aka easiest way) to accomplish that goal. Is your desire to save more money? Make it easy. Get Empower. Empower makes it quick and easy to build savings with features like automated savings. Plus, if the app detects excess cash, it will automatically set it aside for savings. 

Banking services for new accounts provided by nbkc bank, Member FDIC.

Check out these other ways to save money more efficiently…

Ibotta Ibotta is a cashback app for everyday items, such as groceries and pet food, that works in-store and online. Download the free Ibotta app (+ grab a $20 welcome bonus), snap a pic of your receipt, and get free cash.

Want More (easy) Life Hacks? Check these out…

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