Do you struggle with feelings of negativity? Maybe you try to maintain a healthy outlook but find yourself dragged down by all of life’s challenges and annoyances. You’re not alone.
Here’s the thing: You can’t force positivity through sheer will power. Instead, you need to cultivate habits that promote it, and we have 10 of them to help you.
1. Manage Your Money
When you don’t have a handle on your finances, you constantly feel like things are spinning out of control. When you’re in debt and a significant chunk of your income is spoken for before you’re even paid, you feel trapped. When you don’t have savings, you feel exposed and vulnerable because you’re one unexpected expense away from disaster.
If you can learn to manage your money, then you’ll feel at peace. Best of all, you’ll be free to focus on other areas of your life where your efforts can drive positivity.
Take Control of Your Finances with Empower
When you schedule debt payments directly into your customized budget, you never miss a beat. Powerful financial tracking paired with a plan for your money means overspending is a thing of the past, so you can stop racking up debt, full stop.
When you connect your accounts, Empower analyzes your spending to identify ways to save.Then it actually moves that money into a separate savings account, sparing you the effort. Talk about automation! You’ll have an emergency fund in no time.
Ready to take control of your money? Sign up for Empower — it’s free for the first 30 days!
“Help me stop being poor!”
Here are the facts. The *only* way to save money is to spend less than you earn. There’s no way around it.
So what does this mean for you? It means you need to either decrease your expenses or increase your income.
We want to help you do both. Join our 6-day Savings-Account Accelerator Workshop. We’ll send you expense-lowering tools and techniques (and even a few tips on how to boost your income). These frugal-living hacks will help you accomplish the cardinal rule of personal finance: keep your income over your expenses.
When you can spend less than you earn, your money will grow. You will build your savings, pay down debt, and save for retirement.
Join our free 6-day Savings-Account Accelerator Workshop, and start growing your wealth today.
2. Set Yourself Up for Small Wins
Perpetually positive people know the value of achieving and celebrating small wins. When you appreciate little things like a dollar saved or a few extra minutes of free time, it’s easy to find opportunities to be happy.
Here are some money-savings wins that will keep the momentum going:
Earn Cash Back on Groceries with Ibotta
Notch your first small win by earning cash back when you shop for groceries? When you download the Ibotta app, you get instant access to offers from more than 1,500 brands and retailers when you shop in-store or online.
For in-store grocery shopping, just select your favorite offers in the app, do your shopping, and upload a picture of your receipt. You’ll be credited cash back for any offers you used. It’s dead simple, and it’s free!
Download Ibotta for free and get a $20 bonus just for trying it! How’s that for a small win?
- Related article: Ibotta App Review: Is Ibotta Legitimate?
Slash Your Power Bill with ElectricityRates.com
If your electricity bill has you scared to turn on the lights, then consider a way to save on power. There’s nothing wrong with being conseravtive with electricity usage, but did you know switching electricity providers could lead to lower rates?
ElectrictyRates.com saves you the hassle of researching your options and calling providers. Give them your address, and they’ll show you the best deal.
You have to lose, other than a higher rate. Check out ElectricityRates.com, lower your electric bill, and put some money back in your pocket.
Find Insurance Deals with Gabi
When it comes to dreaded chores, shopping for insurance quotes tops the list. It’s so time consuming and tedious that it almost isn’t worth the potential savings.
If only you could skip the hassle and still reap the benefits. Turns out, you can! Enter Gabi. It’s an online licenced insurance broker and price comparison tool that can save you hundreds on your home and auto insurance.
Score a Win Every Time You Shop Online with WikiBuy
Know what feels good? Paying low prices when you shop. If you’re frugal with your money, you know exactly the feeling of satisfaction I’m talking about.
But have you ever become so obsessed with finding the best deal online that you wasted way too much time searching for coupon codes or comparing prices across sites? I know I have! Ultimately, you don’t save much, because you waste valuable time.
Wikibuy is the answer. Wikibuy is a price comparison tool, coupon code finder, and cashback app, all in one.
My favorite feature is the browser extension. After you get the extension, Wikibuy automatically searches for coupon codes when you add an item to an online shopping cart and applies the best one. The time, frustration, and money saved is priceless. The browser extension also notifies you of cashback offers so you never miss an opportunity to earn.
Best of all, Wikibuy is free!
Score a small win every time you shop — download Wikibuy today.
- Related article: Save Money With Wikibuy: Is it Legit and Safe?
3. Get Healthy
Physical health has a huge impact on your mood and outlook. Boosting your health by drinking more water, eating less sugar, and moving your body will do wonders for helping you feel more positive. You don’t have to go extreme, just try to get out for a walk every day. Consistency is the key.
Are you looking for a fun, super-positive way to stay motivated to lose weight? Do you have a competitive streak? Would getting paid to hit your weight-loss goals help?
If you answered yes to those questions, you need HealthyWage in your life.
Set a weight loss goal and put a wager on it — a HealthyWager. Let’s say you challenge yourself to lose 30 pounds over nine months. HealthyWage will use your personal details to calculate a prize you’re eligible to win at the end of the nine-month period if you hit your weight-loss goal. For each of the nine months, you’ll place a bet on yourself (we’re talking real money on the table). If you hit your goal, you’ll come out on top financially and physically.
HealthyWage also offers fun ways for groups to hit goals together, compete with other teams, and win a jackpot prize.
Want to make your weight-loss journey fun and lucrative? Check out how much you could win at HealthyWage.
Vitacost is your online source for supplements, speciality health foods, and earth-friendly personal products.
If you need a boost in the health department, check out Vitacost for impressive selection and current deals.
- Related article: Best Immunity-Boosting Foods, Vitamins & Supplements
4. Read More
Second only to exercise, reading is one of my favorite positivity-promoting hobbies. Whether you choose to indulge in the world of fiction or use your reading time to learn something new, you almost always walk away more enriched.
The library is an awesome resource for free books.
The number one reason people cite for not reading is time. Whether you’re working, studying, or parenting (or maybe all of the above), it can be hard to make time to sit down with a book.
It used to take me a month or more to finish a book, because I was only reading for a few minutes before bed. But then I discovered audiobooks.
Instead of getting a few minutes of reading in before bed, now I listen to books while I drive, walk my dog, cook, clean, and work out. Simply put, audiobooks are a game-changer.
Integrated with Amazon, Audible has the most robust selection of any audiobook provider. If a book has an audio format, Audible has it, no question.
Try Audible for free for 30 days and take your reading to the next level.
- Related article: The 8 Best Personal Finance Books of 2020
5. Get Better at Your Job
You know what feels great? Killing it at work. When you’re effective and productive, you feel good about yourself and your contribution.
Grow your skill set by taking advantage of professional development opportunities whenever you can. Many organizations have online courses available to employees for free. And if they don’t, there’s no shortage of free information on the internet. Want to learn a new skill? Google is your friend! You’ll find hundreds of blogs, guides, and instructional videos, all for free. Be sure to check YouTube.
6. Get a Hobby
Spending time on things you enjoy makes for a more positive life, so it’s important to carve out time for hobbies.
If you’re trying to pay down debt or save money, then you’ll want to find a hobby that pays. A fulfilling side hustle can become your hobby, or you can transform a hobby into a fulfilling side hustle. That’s how I became a freelance writer!
If you enjoy making kids smile and helping them learn in the process, VIPKid is the perfect side hustle for you. Teach English online to children in China at times that work for your schedule. It’s fun and lucrative!
Ready to get started? All you need is a stable internet connection, a webcam and mic, and a Bachelor’s degree in any field. Apply to become a VIPKid teacher now and make some serious money while doing it.
Instacart is an awesome service that pays people to grocery shop for those who can’t or don’t want to. The COVID-19 pandemic means there are thousands of high-risk people who aren’t able to get out and shop, so the service is more in-demand than ever. You will help a vulnerable population, not to mention pocket some cash for doing good.
- Related article: How to Make $200/day in Your Spare Time
7. Wake Up On Time
You’d be surprised what a difference waking up a little earlier makes. When you start your morning in a rush, you set a stressful, negative tone for your day. Give yourself an extra 15 or 30 minutes in the morning and see how much more prepared and centered you feel. It will help start your day on a positive note.
8. Donate Time or Money
Positive people donate their time or money to causes they care about. Study after study shows that helping others gives us a boost in happiness. So share the wealth, whether that means donating to your favorite charity or volunteering for a local cause.
9. Set Goals and Accomplish Them
Achieving a goal is a great feeling, but to get there, you need to be intentional about setting and tracking goals. Write down your goals, and identify milestones along the way. When you track your progress and celebrate the small-wins, you keep your momentum going. When you reach your goals, you’ll feel like a successful person … and you’ll have a positive self-esteem.
10. Optimize Your Life
One of the key barriers to staying positive is the overwhelm we feel in response to the demands of our lives. Sometimes, it’s pure chaos.
The key to making life more manageable is to identify sources of stress and inconvenience and prioritize reducing them. This sometimes means spending money intentionally to solve a problem so your life runs more smoothly.
This is a real challenge for some folks, because there’s a feeling of guilt and wastefulness when we spend money on things we could do ourselves.
But listen up: If something makes your life easier, better, or more efficient — it’s not a waste. So if there’s something you can do to optimize your life and help you stay positive, go for it.
Want More Life Hacks? Check these out next…
- 7 Habits of Highly Productive People
- Must-Try Hacks to Eliminate Stress
- 21 Cleaning Hacks to Save Time (and money)
Need Help Saving Money? Read these now…
- 43 Hacks to Live on One Income and Never be Poor
- 7 Frugal Habits of the Super Rich (you should copy)
- 5+ Amazon Hacks Every Prime Member Should Know
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*Wikibuy compensates us when you sign up for Wikibuy using the links we provided*
No Money in the Bank?
If you struggle to save money, it’s because you don’t know how to do it. Start growing your wealth every month with our 6-Day Free Workshop.
Sandra Parsons is a freelance writer specializing in personal finance, travel, and health & psychology. Her work has been featured on sites like Club Thrifty, MoneyTips, and Credit Knocks. She also freelances for Wooster Media Group LLC. Sandra lives in Eastern Canada with her husband and son.